Terms & Conditions

These Terms and Conditions govern the terms under which you may access and use this website and the services associated with it (together, the "Service"). By accessing, registering with and using the Service, you agree to be bound by the terms of the Terms and Conditions. With this you also agree that you explicitly giving us the permission to send out communications via email, phone or SMS to the number provided by you. If you do not wish to be bound by the Terms and Conditions do not access, register with or use the Service. In these Terms and Conditions, the terms "Crizac","we", "us", "our" refer to Crizac Limited, together with its employees, director, affiliates, successors, and assigns.

The Service was created to assist customers to submit application on their own or via agent. We agree to provide the Service to you using reasonable care. When you submit an application, you are requesting that we process the application on your behalf. We may, in our sole discretion, choose whether or not to accept the offer to process that application.

We will attempt to process application promptly, but any application may be delayed or cancelled for a number of reasons including but not limited to: our efforts to verify your identity; to validate your application instructions; to contact you; or otherwise to comply with applicable law; or due to variations in business hours and course availability.

You agree that for each application that you submit, you will pay us the Service charge in addition to the application fees. Payment becomes due at the time that you submit your application. If you submit an application that results in Crizac becoming liable for charges including but not limited to chargeback or other fees, you agree to reimburse us for all such fees. You will provide us with true, accurate, current and complete evidence of your identity, and promptly update your personal information if and when it changes.

We makes no representations or warranties of any kind, express or implied, with respect to this website or its contents or its links and accepts no legal liability for errors or omissions contained therein. In no circumstances (as permitted by law) shall we be liable for any losses, damages or claims arising or suffered as a result of any use of this website, its contents or its links.

We make no representations or warranties as to the security of any information (including, without limitation, personal information) you provide any to third party through our website links.

When you are applying under these Terms and Conditions, it is your responsibility to make sure all the details are accurate before submission. Once an application has been submitted for processing it is not normally possible to change any of its details.

2. Refund and liability

You can cancel the transaction with us after you have submitted a Transaction. This right of cancellation continues until we have completed the contract by paying the Payout Amount to the Recipient. If you exercise your right to cancel under this clause, we may make a cancellation charge. Note that if the payment gets credited to the beneficiary account in that case cancellation will not be possible.

If you wish to exercise your right to cancel under this clause, you must submit a written request to one of the contact points listed at the bottom of this Terms and Conditions, giving the Sender's full name, address, and phone number, together with the Transaction tracking number, Transaction Amount, and the reason for your refund request.

Any refunds will be credited back to the same Payment Instrument used to fund the Transaction and in the same currency. Adjustment will be made for any currency fluctuations which may have occurred in the meanwhile and you will be responsible for the change.

You have to accept all the decision from the company in case of refund & cancellation.

We will refund to you any benefit which we receive as a result of

Your account gets debited twice for the same transaction.

Transaction gets failed but the money gets debited from your account.

We do not, in any event, accept responsibility for any failure to perform your instructions as a result of circumstances which could reasonably be considered to be outside our control or any losses or delays in transmission of messages arising out of the use of any internet service provider or caused by any browser or other software which is not under our control or errors on the website or with the Service caused by incomplete or incorrect information provided to us by you or a third party.

3. Complaints

If you wish to make a complaint about any aspect of the service, please send your complaint in writing to the on the Contact Us page.

4. Information about you and your visits to our site

We process information about you in accordance with our company privacy policy. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.

5. Uploading material to our site

Whenever you make use of a feature that allows you to upload material to our site, or to make contact with other users of our site, you must comply with any applicable laws and content standards. You warrant that any such contribution does comply with those standards, and you indemnify us for any breach of that warranty.


Any material you upload to our site will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such material for any purpose. We also have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to our site constitutes a violation of their intellectual property rights, or of their right to privacy.


We will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of our site.

We have the right to remove any material or posting you make on our site if, in our opinion, such material does not comply applicable laws or content standards.

6. Viruses, hacking and other offences

You must not misuse our site by knowingly introducing viruses, Trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorized access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.

7. Jurisdiction and applicable law

Company will have exclusive decision to decide the jurisdiction over any claim (including non-contractual disputes or claims) arising from, or related to, a visit to our site.

These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of state.

8. Arbitration

If any dispute arises between you and the company, in connection with the validity, interpretation, implementation or alleged breach of any provision of the User Agreement and Terms and Conditions, the dispute shall be first referred to a sole Arbitrator who shall be an independent and neutral third party identified by company. The place of arbitration shall be decided by the company. The arbitration proceedings shall be in the English language.

9. Variations

We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our site.

You acknowledge and agree that he/she has read and understood all Terms and conditions applicable to the Service and undertakes to abide by the same.

Thank you for visiting our site.

Get in Touch

Get in Touch

If you have any business related questions, or concerns, please send us a message and a member of our team will get in touch with you.

For any Investors related queries get in touch with our Company Secretary and Compliance Officer.